Toronto

Hotel financing in North York

Hotel financing based at Yonge and Sheppard for properties throughout North York - extended-stay and select-service hotels along the Yonge corridor, and independent properties serving hospital, university, and business-park demand near Downsview and Don Mills.

Neighbourhoods and corridors we cover

  • Willowdale
  • Bayview Village
  • Don Mills
  • Downsview
  • York Mills

What makes North York hotel files different

North York hotel demand leans on a mix of corporate travel to office nodes along Yonge and Sheppard, hospital and medical-visitor stays, and university-linked demand. Extended-stay and select-service flags do well here, and financing hinges on a clean read of occupancy stability across weekday corporate and weekend leisure segments.

Select-service and extended-stay hotels, and small independent properties serving medical and university-adjacent demand along Yonge, Sheppard, and Finch.

North York hotel financing questions

Do you finance extended-stay hotels in North York?
Yes. Extended-stay properties are underwritten with an emphasis on average length of stay and corporate account concentration alongside the usual DSCR, RevPAR, and FF&E reserve analysis.
Can a North York hotel refinance to fund a PIP required by its franchisor?
Often, yes. We structure refinances and draw-based PIP facilities together where the brand's property improvement plan is tied to a flag renewal, sizing the request to the post-renovation NOI and appraised value rather than the current in-place numbers alone.
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Honest & expert advice

Private & bridge hotel lending

When a hotel or motel loan can't be placed with a conventional lender - a maturity default, a tight closing window, or a property mid-repositioning - we work with a network of private and institutional bridge lenders across Toronto, the GTA and Ontario who lend on the equity and going-concern value of the asset. Call or text (647) 342-1355 for a fast, confidential review - no cost and no obligation.

Private & bridge lending solutions

  • Private Hotel & Motel Mortgages
  • Bridge Financing To Institutional Take-Out
  • Equity / Asset-Based Hotel Loans
  • 1st Mortgage On Hotel Property
  • 2nd Mortgage Behind An Existing Hotel Loan
  • Maturity Default & Renewal Rescue
  • Repositioning & PIP Capital
  • Interest-Only Loans
  • Cash-Out Refinance For Hotel Owners
  • Motel, Resort & Boutique Hotel Financing
  • Flagged & Independent Properties
  • Distressed Or Off-Market Hotel Files
  • Construction & Conversion Take-Out
  • Loans Where DSCR Is Tight Or Non-Conforming
  • Foreign National & Non-Resident Owners
  • Land & Redevelopment Financing
  • Second Mortgages Against Hotel Equity
  • Franchise Buy-In / PIP Bridge Loans
  • All alternative hotel lending solutions can be met*

Why clients call us

  • Approved On Hotel Equity & Asset Value
  • Up To 65-75% LTV On Flagged Assets
  • Interest-Only Structures Available
  • Fast Closing Available - In Days, Not Months
  • Terms From 1 To 10 Years
  • 100% Reply Rate!

*Subject to lender review, asset quality and exit strategy*

Common reasons owners call

  • Maturity Default Or Lender Non-Renewal
  • Time-Sensitive Hotel Purchase Closing
  • Repositioning, Renovation Or Rebranding Capital
  • PIP Completion Ahead Of A Flag Deadline
  • Bridge To A Future Institutional Or CMHC Take-Out
  • Seasonal Cash Flow Or Occupancy Gaps
  • Franchise Conversion Or De-Flagging

Bridge lending

Interest-only, fast-close structures

Short-term, interest-only capital sized to NOI and asset value so you can close on time, complete a PIP, or ride out a seasonal dip - then refinance into a conventional or institutional hotel mortgage once the property stabilizes.

Exit strategy

Built with a take-out in mind

Every private or bridge file is structured alongside a clear path back to institutional financing - stronger DSCR, a completed PIP, or a stabilized RevPAR and occupancy trend - not the purchase price or a guaranteed rate.