GTA-wide

Hotel financing in Greater Toronto Area (GTA)

One hotel financing practice covering the whole GTA - acquisition, refinance, renewal, construction/PIP, and bridge financing for flagged and independent hotels, motels, and resorts across every municipality.

Neighbourhoods and corridors we cover

  • Toronto
  • Peel Region
  • York Region
  • Durham Region
  • Halton Region

What makes the Greater Toronto Area hotel files different

Hotel demand drivers, franchise density, and lender appetite shift from municipality to municipality across the GTA - airport-corridor demand in Mississauga and Etobicoke, convention business downtown, highway-motel stock in Scarborough and Brampton, and new-build extended-stay near the 400/407 and 407/404 interchanges. Working across the whole region means matching each asset to the lender set that actually understands its submarket.

Full-service, select-service, extended-stay, and independent hotels and motels, plus ground-up hotel construction and land financing, across every GTA municipality.

the Greater Toronto Area hotel financing questions

Do you place hotel financing outside the City of Toronto?
Yes - across the whole GTA and the rest of Ontario. Submissions, appraisal coordination, and lender negotiations can all be handled remotely, with site visits arranged as needed.
How fast can a hotel acquisition or refinance be pre-screened?
Usually within a few business days once we have basic property information, trailing financials, and the franchise agreement if applicable. Full approval timelines depend on the lender, appraisal scheduling, and completeness of the operating history, and are always subject to lender approval, appraisal, and operator qualification.
Maturity Default RescuePrivate Hotel LendingBridge To Take-OutFast Closings
Honest & expert advice

Private & bridge hotel lending

When a hotel or motel loan can't be placed with a conventional lender - a maturity default, a tight closing window, or a property mid-repositioning - we work with a network of private and institutional bridge lenders across Toronto, the GTA and Ontario who lend on the equity and going-concern value of the asset. Call or text (647) 342-1355 for a fast, confidential review - no cost and no obligation.

Private & bridge lending solutions

  • Private Hotel & Motel Mortgages
  • Bridge Financing To Institutional Take-Out
  • Equity / Asset-Based Hotel Loans
  • 1st Mortgage On Hotel Property
  • 2nd Mortgage Behind An Existing Hotel Loan
  • Maturity Default & Renewal Rescue
  • Repositioning & PIP Capital
  • Interest-Only Loans
  • Cash-Out Refinance For Hotel Owners
  • Motel, Resort & Boutique Hotel Financing
  • Flagged & Independent Properties
  • Distressed Or Off-Market Hotel Files
  • Construction & Conversion Take-Out
  • Loans Where DSCR Is Tight Or Non-Conforming
  • Foreign National & Non-Resident Owners
  • Land & Redevelopment Financing
  • Second Mortgages Against Hotel Equity
  • Franchise Buy-In / PIP Bridge Loans
  • All alternative hotel lending solutions can be met*

Why clients call us

  • Approved On Hotel Equity & Asset Value
  • Up To 65-75% LTV On Flagged Assets
  • Interest-Only Structures Available
  • Fast Closing Available - In Days, Not Months
  • Terms From 1 To 10 Years
  • 100% Reply Rate!

*Subject to lender review, asset quality and exit strategy*

Common reasons owners call

  • Maturity Default Or Lender Non-Renewal
  • Time-Sensitive Hotel Purchase Closing
  • Repositioning, Renovation Or Rebranding Capital
  • PIP Completion Ahead Of A Flag Deadline
  • Bridge To A Future Institutional Or CMHC Take-Out
  • Seasonal Cash Flow Or Occupancy Gaps
  • Franchise Conversion Or De-Flagging

Bridge lending

Interest-only, fast-close structures

Short-term, interest-only capital sized to NOI and asset value so you can close on time, complete a PIP, or ride out a seasonal dip - then refinance into a conventional or institutional hotel mortgage once the property stabilizes.

Exit strategy

Built with a take-out in mind

Every private or bridge file is structured alongside a clear path back to institutional financing - stronger DSCR, a completed PIP, or a stabilized RevPAR and occupancy trend - not the purchase price or a guaranteed rate.