A Toronto hotel and hospitality financing specialist.
Hotels Toronto arranges financing and refinancing for hotels, motels, resorts, and boutique or independent and flagged properties across Toronto, the GTA and Ontario. Through Mortgage Alliance, you deal directly with the licensed agent handling your file, start to finish.
Meshesha Robel
Mortgage Agent Level 2
- Mortgage Agent Level 2 (FSRA Mortgage Agent License #M15001135)
- Mortgage Alliance (FSRA Brokerage #10530)
Meshesha works with hotel owners, operators, and developers across the GTA and Ontario, placing acquisition, refinance, construction, PIP and bridge financing with lenders that understand hospitality underwriting.
Every submission is packaged the way a hotel underwriter wants to read it - NOI and DSCR clearly laid out, STR/occupancy data included, franchise and PIP documentation organized, and matched to the right capital source from the start.
How we work.
Brokerage-backed access
Through Mortgage Alliance, we aren't tied to one lender's shelf. Our only obligation is to bring your hotel, motel or resort file to the strongest capital source we can find.
Straight answers
If a hotel deal doesn't clear DSCR or LTV thresholds as structured, we say so early and outline what would need to change - NOI, flag, PIP scope, or capital stack.
One specialist, every stage
The same broker who arranges your acquisition financing can also handle the PIP renovation draw and the eventual refinance.
Hotels are underwritten differently than most commercial real estate.
Going-concern valuation
A hotel is appraised as an operating business plus real estate. NOI, RevPAR and management quality drive value as much as the building itself.
DSCR-first sizing
Loan size is set against debt service coverage ratio, typically a 1.25x-1.40x minimum, not just a loan-to-value percentage.
Flags, franchises & PIPs
Franchise agreements and property improvement plans directly affect leverage, pricing and timeline, and need to be packaged for the underwriter up front.
The network we work with
Independent Toronto and Canadian businesses we refer clients to, and who refer clients to us.
- Toronto home valuation serviceFree property valuations for Toronto and GTA homeowners - useful before a refinance, equity take-out, or renewal so you know the value your lender will be working from.
- Toronto commercial real estate insightsMarket coverage on GTA multi-residential, retail, office, and industrial properties - a good starting point before arranging commercial mortgage financing.
- Toronto business consulting and brokerageConsulting and brokerage support for GTA business owners buying, selling, or scaling a company - often paired with commercial and acquisition financing.
- Toronto moversResidential and commercial movers across Toronto and the GTA for the closing-day side of a purchase once your mortgage funds.
- Canadian digital marketing agencyDigital marketing for Canadian businesses of every size, including the realtors, builders, and business owners we finance.
Free consultation
Start your hotel financing application
Send your hotel details and a licensed Hotels Toronto agent gets back to you right away. Free, no obligation.
- Bank, institutional & private hotel lenders compared for you
- Purchase, refinance, construction, PIP, and bridge financing
- Prefer to talk now? Text (647) 342-1355 for the fastest reply, or call the same number.